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Draft:Michael A. Turner (credit reporting)
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Wikipedia Links
https://www.perc.net/publications/give-credit-where-credit-is-due/
Anchor text: Turner, Michael A et al., ''Give Credit Where Credit Is Due''
https://www.perc.net/wp-content/uploads/2013/09/web_layout-you-score.pdf
Anchor text: You Score, You Win
http://www.perc.net
Anchor text: Policy and Economic Research Council